Terms and Conditions of Service

These terms set out the agreement between you and elynthoravia when you access our consultation services or use our website. Your use indicates acceptance of these terms.

September 30, 2025

Acceptance of Terms

By using the elynthoravia service or website, you confirm your understanding and acceptance of these terms. Please review each section carefully before proceeding. If you have questions, contact us using the details provided.

Definitions

Key terms as used in these terms are outlined below to help ensure clarity.

"elynthoravia" refers to the operators and all representatives of the elynthoravia.com site who render zero-based budgeting and related advice.

"Client" is any individual or couple who chooses to engage our advisory services, including prospective and current clients.

"Services" encompass the advice, guidance, and ongoing support provided in budgeting and resource alignment.

"Website" designates the online presence at elynthoravia.com owned and operated by elynthoravia.

Service Usage Terms

Services are intended solely for advice and resource alignment. No specific investment, product recommendations, or financial products are provided. Misuse or misrepresentation of services is not permitted.

Eligibility

Individuals must be at least 18 years of age to use our services or website. By engaging, you confirm your eligibility.

No services for persons under 18 or residents outside Australia.

Your Responsibilities

Clients are expected to provide accurate, current information and use our advisory services in good faith.

Ensure all supplied details are true, correct, and up-to-date throughout your engagement.
Maintain the confidentiality of correspondence and sensitive information exchanged during consultations.
Act professionally and refrain from offensive or unlawful conduct while using our services or website.
Raise questions or seek clarification if any advice seems unclear before taking action.

Prohibited Uses

Certain uses of our website or service are never permitted:

Using content or advice for unauthorised commercial purpose or to represent yourself as our affiliate.
Engaging in any unlawful activity, including misuse of confidential materials or unauthorised data access.
Impersonating another individual or providing fraudulent or misleading information during engagement.
Distributing harmful code, phishing, or otherwise attacking our website’s integrity.
Misusing our services to solicit clients or promote outside products or offers.

Intellectual Property Rights

All website content, logos, documentation, and original materials are the intellectual property of elynthoravia. No unauthorised copying, reproduction, or public distribution is permitted without written consent. Limited, personal use is granted for lawful purposes only. Any third-party trademarks or images remain owned by their licensors.

User Content

You may submit queries, feedback, or suggestions via contact forms. Do not submit confidential or proprietary materials unless invited. All submissions remain confidential per our privacy policy.

Rights on Submitted Content

By submitting feedback, you consent to elynthoravia’s right to use and respond as necessary to improve service.

Privacy and Data Protection

We comply with the Australian Privacy Act and other relevant laws to protect your information. For details, see our Privacy Policy, which explains practices, safeguards, and your rights. Ongoing use indicates agreement.

See privacy policy

Disclaimer and Limitation

Recommendations are offered as general guidance and not a substitute for individual legal, medical, or financial advice. No result is promised. Clients bear responsibility for decisions undertaken based on our consultations.

Important Notice

elynthoravia is not a licensed financial planning or accounting firm. We don’t provide product-specific or regulated financial advice.

Limitation of Liability

To the extent permitted by law, elynthoravia’s liability is limited to the fullest extent for any loss, claim, or damages arising from information supplied or use of the site. Results may vary among users.

Indemnity

By engaging our services, you agree to indemnify and hold elynthoravia harmless from any claims, expenses, or liabilities arising from improper use of site or services.

Dispute Resolution and Jurisdiction

In the event of a dispute, parties agree to seek resolution first through negotiation, then by Australian legal recourse.

Arbitration

If negotiation fails, disputes may be submitted for binding arbitration in Australia. Each party bears responsibility for its own costs.

Arbitration does not exclude individual statutory rights under applicable law.

Online Dispute Resolution

Clients may also seek redress via online dispute resolution platforms provided under Australian law, if preferred.

Read our dispute disclaimer

Severability

If any provision of these terms is found invalid or unenforceable, the remainder shall stand and be interpreted to effectuate the parties’ intent.

Entire Agreement

These terms, with our Privacy Policy and other posted policies, form the entire agreement between you and elynthoravia regarding services.

Governing Law and Regulations

These terms and services are governed by the laws and regulations of the Commonwealth and States of Australia.

Termination

We reserve the right to terminate services or access to our site for any material breach of these terms, with appropriate notice.

Amendments

We may update or alter these terms periodically. Continued use after changes are effective indicates acceptance of revised terms.

Contacting the elynthoravia Team

Use the following details for questions about service terms or policies.

Email address: content@elynthoravia.com

Phone number: +61-7-6971-1890

Office address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective date of terms: September 30, 2025

Version: 2.0